HDM Solar Financing Financing
Lease-to-Own with Tax Credit Benefits
HDM Solar Financing offers a unique Lease-to-Own program designed for homeowners who want the benefits of solar energy without the large upfront investment. Unlike traditional Leases or PPAs, HDM's structure allows their financing partner to capture the federal tax credit (ITC) and system depreciation, passing those savings directly to the homeowner through lower monthly payments and a built-in pathway to ownership.
About HDM Solar Financing
HDM Solar Financing offers a unique Lease-to-Own program designed for homeowners who want the benefits of solar energy without the large upfront investment. Unlike traditional Leases or PPAs, HDM's structure allows their financing partner to capture the federal tax credit (ITC) and system depreciation, passing those savings directly to the homeowner through lower monthly payments and a built-in pathway to ownership.
Company Information
Track Record
Why Choose HDM Solar Financing?
Lease-to-Own Advantage
Unique program that combines the affordability of a lease with the long-term value of system ownership.
Tax Credit Benefits
HDM captures the federal tax credit and system depreciation, passing savings directly to you through lower payments.
Your Power, Your Choice
HDM is a prepaid lease, where you have the option to take ownership without any extra cost on year 6.
What Sets HDM Solar Financing Apart
| Feature | Benefit |
|---|---|
| Lease-to-Own Structure | Combines affordability of lease with long-term value of ownership |
| Tax Credit Benefits | HDM captures tax credits and depreciation, passing savings to homeowners |
| Lower Monthly Payments | Reduced payments compared to traditional financing options |
| Built-in Ownership Path | HDM buys your tax credit, but you get to own the system. |
Frequently Asked Questions About HDM Solar Financing
How does the HDM Prepaid Power Purchase Agreement work?
How does the HDM Prepaid Power Purchase Agreement work?
In return for a one-time payment, HDM will install, own, operate and maintain a PV system on your roof for a period of twenty years. Your home will consume all of the energy the system produces and any extra energy may be sent back to the grid.
How does the federal investment tax credit help me? Don't I have to owe federal taxes and file a return to benefit from this?
How does the federal investment tax credit help me? Don't I have to owe federal taxes and file a return to benefit from this?
HDM provides savings to you upfront in return for the federal investment tax credit. This immediately lowers your out-of-pocket cost whether you owe any federal taxes or not.
Can I elect to have HDM own and operate the system after year six? Or do I have to take ownership?
Can I elect to have HDM own and operate the system after year six? Or do I have to take ownership?
You absolutely can choose HDM to provide you with monitoring and maintenance for the full 20 years of the agreement for an additional $48/kW per year. Or you can own the system outright without further cost. It is your choice!
What happens if the customer sells their house?
What happens if the customer sells their house?
Your customer can transfer to HDM's agreement to the person buying the home. Your customer only needs to email contactus@hdmcap.com and tell HDM the new owner's name, email, and phone number. HDM will send paperwork for the transfer to both parties to finalize the transfer. HDM does not run credit or require any checks for the new homeowner to take over the agreement. It's already paid for. When the 6 years are up, HDM will reach out to the new homeowner with the option to take ownership of the system.
Ready to Get Started with HDM Solar Financing?
Get a free solar quote and explore your financing options with HDM Solar Financing today. Our team will help you find the perfect financing solution for your needs.